If you are a house owner you are probably aware of the importance of a home warranty. A home warranty covers the expenditure of home appliance repairs. There are a lot of home warranty companies in the market and we are going to brief you about one such home warranty company- The Select Home Warranty.
A lot of people get confused between house insurance and a select home warranty. The difference between house insurance is that it covers the infrastructural costs in case of a disaster and home warranties for appliances cover the cost of appliances and systems of the house in case of any failure.
After researching select home warranty reviews and other insurance companies in the market, we are going to explain what a select home warranty is and what it covers.
What is a Select Home Warranty?
A select home warranty offers warranty contracts that cover systems in a home such as appliances, plumbing systems, etc. They are widely popular and are commonly preferred by house owners to keep their appliances covered.
Select Home warranty is a New Jersey-based home warranty company that offers three coverage plans. Bronze Care, Gold Care, and Platinum Care. These three plans offer different levels of home coverage. The Bronze Care includes services for common appliances like the refrigerator, television, etc. Select Home Warranty is available in all states except New York, Nevada, Washington, and Wisconsin.
What Does a Select Home Warranty Cover?
Select Home Warranty offers three plans which together cover a wide range of household systems and appliances. Every plan covers different levels of costs in case of damages. The Bronze Care plan covers appliances such as dishwashers, dryers, refrigerators, etc.
The Gold Care plan covers systems like plumbing, electrical, and heating and the Platinum Care plan covers the combined systems and appliance coverage provided in the Bronze and Gold plans. You can also add other elements that are not covered by the Gold and Bronze plants such as ceiling fans and garage door openers.
You can visit their website and read the detailed contract on what they offer in each package and choose the one that suits your needs the best.
Just like any insurance cover or a warranty claim, a Select Home Warranty does not cover certain repairs. It is also important to know what the warranty does not cover before finalizing a package. Here is a list of items that the select home warranty does not cover.
What Does Select Home Warranty Not Cover?
Make sure you report damage as early as possible and claim the cost, delay in this reduces the cover-up charges. A select home warranty will not cover any damage to the structure of your house or your personal belongings.
Home warranties, by nature, are designed to specifically cover household items and appliances in case of any malfunction and if you are looking for coverage for your home it is advisable to look into the Best Homeowners Insurance Companies as well.
Make sure you read the terms and conditions of the contract you are about to select and also go through the select home warranty reviews in a discussion portal. This helps in the understanding of the limitations and the benefits of a package and also helps you make an informed decision.